Looking for the right mortgage to fit your needs? It seems there are so many types of mortgage financing programs available to you. Finding the right one for you can be a confusing task and that's where we can help! Our experienced staff can assist with navigating through the home buying and refinancing hurdles of today's ever changing market. Whether you are trying to reduce your monthy mortgage expense or buy a new home, we are here for you!

Apply For A Loan Now

Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.

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Get a New Loan Quote

We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

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When To Refinance

We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.

Refinancing Info

Credit (FICO) score is a major factor in deciding what type of mortgage you will be eligible for. At The Lending Source, we have programs for borrowers with a 560 Fico score and higher where most lenders offer loans for borrowers with a 640 FICO or higher. We seperate ourselves from the pack, with a caring and courteous staff educated in loan products and programs.

Low rates and personalized service have helped us to continue to provide our customers with the best products on the market to fit their individual needs.

Whether you are looking in North, South or Central New Jersey, we can assist you. We are located in Sparta, N.J. and help customers throughout New Jersey.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.92% 4.05%
15-yr Fixed 3.32% 3.49%
1-yr Adj 2.74% 3.4%
* national averages